Our Ideas Updates

Updated Dec 2014

Children & Families

Affordable, high-quality childcare is vital to support families.

READ MORE: Condition of Britain briefing 1: Raising a family

We propose

the existing childcare offer should be expanded, through a combination of free and affordable hours, to guarantee a place for two, three and four-year-olds

Endorsed by Liberal Democrats, Sep 2013

High-quality childcare produces good outcomes for children later in life. The early years are crucial for their development.

READ MORE: Early developments: Bridging the gap between evidence and policy in early-years education

Market competition is not the answer to raising standards or reducing costs in childcare. Instead, it is likely to inflate costs for parents and for the government.

State investment in high-quality services is more effective and efficient, in terms of value for taxpayers' money than increasing subsidies.

The key to higher quality in childcare is

a well-qualified workforce who are valued and regarded as professionals

We believe

existing adult-to-child ratios should be maintained for younger children

Endorsed by deputy prime minister, July 2013

However, adult-to-child ratios can be relaxed for children aged three and older.

READ MORE: Double Dutch: The case against deregulation and demand-led funding in childcare

Parental leave plays a vital role in enabling parents to share important early weeks and months of their children's lives, and to transition more smoothly between work and parenting responsibilities.

We propose

the statutory paid paternity leave period should be extended to one month, up from two weeks as it is currently

This would be available on a 'use it or lose it' basis, to enable dads to spend more time with their newborns.

Crucially, this month of paternity leave should be paid at a higher rate, rather than the lower weekly rate from day one, to reduce the financial disincentive against fathers taking paternity leave.

In addition, we propose

a bloc of paid parental leave which either parent can claim as an extension to their individual parental leave periods

Making childcare affordable and accessible is crucial for helping mothers to find and keep work when they are ready.

Priorities for affordable childcare should be lone or low-skilled mothers of very young children, to enable them to find work and so increase their family living standards, and working mothers of three- and four-year-olds, to enable them to extend their hours.

We believe

childcare should cost families approximately 10% of their disposable income

READ MORE: Childmind the gap: Reforming childcare to support mothers into work

We have identified a 'motherhood penalty', a cumulative penalty on women who spend time out of the labour market.

Enabling mothers who want to work is crucial to closing the pay gap between men and women. Affordable childcare and flexible parental leave for mothers and fathers alike are essential parts of the solution.

READ MORE: Who's breadwinning? Working mothers and the new face of family support

Supporting gender equality in the workplace is about encouraging women's participation in all facets of working life. This inclusiveness is more important to the vast majority of women than seeing a few women in high positions.

READ MORE: Great expectations: Exploring the promises of gender equality

There is rising concern about the sexual activities and relationships of young people.  Our research has shown that with the rapid expansion of technology, young people feel under pressure to reveal ever more information about themselves. They’re also accessing adult material at younger ages and viewing increasingly extreme images, while traditional ‘offline’ occurrences, such as bullying, relationship break-ups and social pressures, are magnified and recorded online.

We believe

sex and relationship education – broader in scope than it is currently – should be taught in every school

Local authorities' responsibilities for the sexual wellbeing of young people should also be expanded.

READ MORE: Young people, sex and relationships: The new norms

We believe that the child poverty target should be abandoned. Instead, we need a new approach to tackling family poverty.

Families need resilience and stability in their day-to-day finances. There are parts of the current financial system that are not helping families to get by.

We propose

scrapping ISAs, which just provide a tax break for better-off families

Changes are required to encourage all families to make the savings they need for the future and to cope with day-to-day emergencies.

We support

lifelong savings schemes that offer incentives and matched savings, provided by diverse institutions that are accessible and approachable

READ MORE: Designing a Life-Course Savings Account: How to help low-to-middle income families save more

People are not saving enough for their retirement. Our research has shown that collective pension schemes, which pool risks and bring down fees and charges, would be an attractive option for most people and could increase pension saving.

We propose

legislation to allow collective pension schemes and a commission to examine the best way to promote them

Endorsed by pensions minister Steve Webb, Jan 2014

Endorsed by shadow minister Rachel Reeves, May 2014

READ MORE: Defining ambitions: Shaping pension reform around public attitudes

Payday lending is an increasingly important tool for families who are struggling to make ends meet. But interest rates and irresponsible lending are placing many families at risk.

We propose

a cap on APR (annual percentage rate) to mitigate the worst potential affects of payday lending

We support

expanding the affordable lending market, to include a more diverse range of lenders

READ MORE: Jumping the shark: Building institutions to spread access to affordable credit

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