Beyond Bank Accounts: Full financial inclusion

Article

This report addresses the full breadth and depth of the experience of financial exclusion.

Many people's opportunitites are limited and their poverty deepened through their experience of financial exclusion. This book suggests a second generation of financial inclusion policies for the government and other stakeholders to pursue.

It is not just about access to financial products but also the quality of engagement with those products and the need for individuals to develop skills and confidence to make informed decisions.

Related items

  1. A close up photograph of a polling station sign on the outside of a building

    Reimagining lawmaking: How to rebuild trust in parliament

    People feel that politics is something that is done to them, not with them. This must change.
  2. Scottish parliament building at Holyrood and Calton Hill, Edinburgh

    Constructive coalitions? What the election means for the seventh session of the Scottish parliament

    What do the results of the 2026 Scottish parliament election tell us about how Scottish politics is changing? What do progressive parties need to do to get back on track?
  3. Door, leaving or back with parent and child in home together for goodbye or start of morning. Entrance, family or holding hands with person and kid in apartment for travel to school or business

    Work isn't working: Family, work and progression on a low income

    Most children in poverty in the UK are in working households, a phenomenon that has emerged since the early 2000s.